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RENT to OWN.  How it works:


RTO is a fairly simple and flexible process.  Here is how it works:

The seller and buyer negotiate a price for the house and a deadline for the closing.  The buyer pays the seller a fee for the option to buy the house at the negotiated price at some time in the future. (2--3 years). 

The fee ( 3-4 % of sales price) gets deducted from the negotiated price if the buyer decides to buy the house.  Also the tenant / buyer pays rent, of which a portion can be deducted from the negotiated sales price at closing. 

This is a good way to buy a house if your credit score is currently too low for a mortgage, but can be repaired and financing can be obtained before the option period ends.


Why Rent-To-Own? Here's why:

Up to 99% faster equity growth.
Rent money is working towards the purchase of the home.
Option deposit is 100% credited towards the purchase of the home.
Minimum cash out of pocket to control this home.
Frequently no down payment at closing.
Sales price is locked in.
Profits from appreciation.
No taxes, less liability.
Time to "kick the tires," repair credit and/or find the best financing.
Supreme privacy.
Peace of mind.

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